![]() This is great! Then put those dollars toward your current Baby Step. Because you work hard for your money, people. What it does mean is that you’re giving all your money a job-paying the bills and moving you forward on your money goals. Leave a little buffer in there of about $100–300. No, this does not mean you let your bank account reach zero. When you do the math on your budget planner sheet, your income minus your expenses should equal zero.
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